health central government

Ayushman Bharat — PM-JAY

₹5 lakh cashless health-insurance cover per family per year for secondary & tertiary care in empanelled hospitals.

Department:National Health Authority (NHA)Ministry:Ministry of Health & Family WelfareProcessing:Instant e-card generation after eligibility verificationHelpline:14555 / 1800-111-565

Official portal

Eligibility

Deprived rural families identified via SECC-2011 criteria
Urban occupational categories (11 categories) per SECC-2011
No cap on family size, age or gender

Required documents

Aadhaar of head of family + members
Ration card
SECC identifier (Family ID)
Passport-size photo

Fees

Item	Amount	Note
Enrolment & card	Free	Completely free

How to apply online

1
Check eligibility
Visit mera.pmjay.gov.in with mobile OTP
Open link
2
Visit CSC / Ayushman Kendra
For biometric verification
3
Generate Ayushman card
e-card downloaded on the spot
4
Avail treatment
Cashless at empanelled hospitals — no paperwork for patient

Downloads

List of empanelled hospitals (state-wise)

other

Frequently asked

How much cover does PM-JAY provide?

₹5 lakh per family per year for hospitalisation — 1,929 procedures across 27 specialties.

Am I eligible?

Check on mera.pmjay.gov.in with your mobile number and Aadhaar. Eligibility is based on SECC-2011 data.

Verified from official sources.

Rules and fees may change. Always cross-check on the official portal before applying. Last verified: 4 Aug 2026.