Free online calculators for Bharat.
EMI, SIP, GST, Income Tax and more — accurate formulas, step-by-step working, and mobile-first design. No signup, no ads in your face.
Every calculator, organised.
Pick a category to see every calculator in that space.
Finance
3 calculators
EMI Calculator
Compute the equated monthly instalment for a loan.
EMI = [P × r × (1+r)^n] / [(1+r)^n − 1]Open →Compound Interest Calculator
Compute compound interest on a principal over time with flexible compounding frequency.
A = P × (1 + r/n)^(n×t)Open →Gratuity Calculator
Estimate gratuity payable under the Payment of Gratuity Act with statutory ceiling.
(15/26) × last drawn salary × qualifying years of serviceOpen →Date & Time
1 calculator
Investment
8 calculators
SIP Calculator
Project mutual-fund SIP maturity value with monthly compounding.
FV = P × [((1+i)^n − 1) / i] × (1+i)Open →FD Calculator
Estimate fixed deposit maturity value with quarterly, monthly, or yearly compounding.
A = P × (1 + r/n)^(n×t)Open →RD Calculator
Project recurring deposit maturity with monthly deposits and monthly compounding.
FV = R × [((1+i)^n − 1) / i], i = annual/12/100Open →PPF Calculator
Estimate Public Provident Fund maturity with annual contributions and compounding.
Annual contribution at year start, then compound at rate r each yearOpen →Lumpsum Calculator
Project one-time investment growth with annual compounding.
FV = P × (1 + r)^tOpen →CAGR Calculator
Compute compound annual growth rate between an initial and final investment value.
CAGR = (Final / Initial)^(1/years) − 1Open →SWP Calculator
Estimate systematic withdrawal plan outcomes — corpus depletion, total withdrawals, and remaining balance.
Each period: corpus × (1+r) − withdrawal; repeat until tenure or depletionOpen →Goal-Based Investment Calculator
Plan how much to invest monthly, annually, or as a lumpsum to reach a financial goal after inflation — marriage, education, retirement, and more.
Future cost = C×(1+f)^y · Shortfall = max(0, G−Efv) · SIP/Lumpsum reverse FVOpen →Tax
2 calculators
GST Calculator
Add or remove GST from an amount at any Indian slab.
add: net + net×rate; remove: gross / (1+rate)Open →Income Tax Calculator (New Regime)
Estimate your income tax under the New Regime — FY 2025-26 (AY 2026-27).
Slab-based · Standard deduction ₹75,000 · Rebate u/s 87A up to ₹12LOpen →Health
1 calculator
Utility
1 calculator
HRA & Salary
8 calculators
HRA Calculator
Estimate HRA tax exemption under Section 10(13A) for metro and non-metro cities.
Exempt = min(actual HRA, rent − 10% salary, 50%/40% of salary)Open →Salary Calculator
Estimate monthly and annual take-home salary from CTC with PF, professional tax, and income tax.
Take-home = gross − (PF + professional tax + other deductions + income tax)Open →PF / EPF Calculator
Estimate EPF corpus from basic, DA, contributions, interest rate, and remaining service years.
Monthly PF wages × emp/empr %; corpus compounds monthly with contributionsOpen →Salary Breakup Calculator
Break annual CTC into gross salary, employer components, deductions, and estimated take-home.
Gross = basic + HRA + allowances; Take-home = gross − employee deductionsOpen →Salary Increment Calculator
Calculate new monthly and annual salary after a percentage hike.
New salary = current × (1 + increment%/100)Open →Professional Tax Calculator
Estimate state-wise professional tax from verified slab packs — unsupported states are not invented.
Match monthly (or half-yearly) salary to verified state PT slabsOpen →Leave Encashment Calculator
Estimate leave encashment from basic/DA or gross using a clear daily-rate basis.
Encashment = (salary component ÷ days in month) × eligible leave daysOpen →Bonus Calculator
Estimate employee bonus from salary, bonus %, and eligible months — separate from statutory Bonus Act rules.
Bonus = monthly salary × (bonus%/100) × eligible monthsOpen →Calculators — common questions
Are these calculators accurate for FY 2025-26?
Do they store my numbers?
Can I share a specific calculation?
Do you support both old & new tax regimes?
Is the EMI schedule shown?
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