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Finance

Finance guides

Personal finance, investing, taxes and money basics for salaried Indians.

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Finance

A beginner’s guide to SIP investing in India

What to buy, where to buy it, and the maths behind why SIPs beat lump sums for most people.

SIP
Mutual Funds
8 min readRead
Finance

ITR filing checklist for salaried employees

Docs, deductions and deadlines. A single-page checklist you can print out.

ITR
Tax
5 min readRead
Finance

How Compound Interest Works: A Simple Guide for Beginners

How compounding works on FDs, SIPs, and loans — and how to estimate growth without guesswork.

Compound Interest
Savings
8 min readRead
Finance

SIP vs Lump Sum Investment: Understanding the Difference

A clear comparison of monthly SIPs and one-time investments — timing, risk feel, and how to estimate both.

SIP
Lump Sum
9 min readRead
Finance

Emergency Fund: How Much Should You Keep and Why?

A practical way to size a cash buffer for job loss, medical gaps, and surprise bills — without over-saving.

Emergency Fund
Savings
8 min readRead
Finance

How to Calculate Loan EMI and Understand Your Monthly Payment

Understand principal, interest, tenure, and how an EMI calculator helps you compare loan offers calmly.

EMI
Loans
8 min readRead
Finance

Personal Finance Basics: A Simple Money Management Guide

A plain-English map of budgeting, emergency savings, debt, and long-term investing — with links to deeper guides.

Budget
Finance Basics
10 min readRead
Finance

How to Create a Monthly Budget That Actually Works

A practical monthly budgeting method for salaried Indians — track income, must-pay expenses, and savings without complicated apps.

Budget
Money Management
8 min readRead
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Personal finance, investing, taxes and money basics for salaried Indians.

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Guides are updated whenever regulations, portals or product offerings change. Every article shows a “Last updated” date.