A Systematic Investment Plan is the simplest way to build wealth from a salary. Here is how to start correctly.
What is a SIP
A SIP is a fixed amount you invest in a mutual fund every month. The rupee-cost-averaging effect means you buy more units when markets are low and fewer when high.
Where to start
Open an account with any AMFI-registered platform (Groww, Zerodha Coin, Kuvera, ET Money). Do the eKYC once. Set up an auto-debit mandate.
Frequently asked questions
How much should I start with?
Start with 10–15% of your take-home salary in one large-cap index fund. Add funds as your income grows.
ilovedigital editorial
Careers desk
Our editorial team writes plain-English guides for Indian job seekers, freshers, and employers. Every guide is fact-checked before publishing.
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