A beginner’s guide to SIP investing in India

What to buy, where to buy it, and the maths behind why SIPs beat lump sums for most people.

ilovedigital editorial Published 14 February 2026 Updated 30 May 2026 8 min read
A chart showing rising investment returns
Advertisement · space reserved

A Systematic Investment Plan is the simplest way to build wealth from a salary. Here is how to start correctly.

What is a SIP

A SIP is a fixed amount you invest in a mutual fund every month. The rupee-cost-averaging effect means you buy more units when markets are low and fewer when high.

Where to start

Open an account with any AMFI-registered platform (Groww, Zerodha Coin, Kuvera, ET Money). Do the eKYC once. Set up an auto-debit mandate.

Advertisement · space reserved

Frequently asked questions

How much should I start with?

Start with 10–15% of your take-home salary in one large-cap index fund. Add funds as your income grows.

ilovedigital editorial
Careers desk

Our editorial team writes plain-English guides for Indian job seekers, freshers, and employers. Every guide is fact-checked before publishing.

Share
Comments

Discussions are coming soon. Have feedback? Tell us.

Related jobs on CareerHub

Browse all
Previous
How to link Aadhaar with PAN — step by step
Next
Best budget smartphones under ₹15,000 (2025)
Advertisement · space reserved